NIACL Administrative Officer Exam Pattern & Syllabus 2025

New India Insurance Company Limited (NIACL), has released a notification for recruitment to the post of Administrative Officer (Generalists & SPecialists) (Scale-I). This recruitment will be done for a total of 550 posts. Eligible and interested candidates can apply online by visiting the official website of NIACL.

The application process for NIACL Administrative Officer Recruitment 2025 has started from 7th August 2025 and the application forms will be filled till 30th August 2025. To apply, the minimum age of the candidate should be 21 years and the maximum age should be 30 years.

Eligibility Criteria

Post Name	Eligibility
Accounts	Chartered Accountant (ICAI) or Cost and Management Accountant (from The Institute of Cost Accountants of India, formerly ICWAI) AND Graduate/Postgraduate in any discipline with a minimum of 60% marks (or 55% for candidates belonging to SC/ST/PwBD categories) OR MBA (Finance) / PGDM (Finance) / M.Com with a minimum of 60% marks (or 55% for SC / ST / PwBD candidates)
Generalists	The candidate must hold a Bachelor’s or Master’s degree in any discipline from a recognized university, or an equivalent qualification recognized by the Central Government, with a minimum of 60% marks for General category candidates and 55% marks for SC/ST/PwBD candidates in either degree examination.

Salary

• Administrative Officer: Rs. 80,000/- per month.

Selection Process

• Prelims Exam
• Mains Exam
• Descriptive Test
• Interview

Exam Pattern- Phase 1

• The questions in the NIACL stage 1 exam will be from three sections: English, Reasoning and Numerical/Quantitative Aptitude.
• There will be sectional timing of 20 minutes for each section.
• It will have 100 multiple choice questions (MCQs) of 1 mark each.
• There will be negative marking of ¼ mark for each wrong answer.

Subjects	No of Questions	Maximum Marks	Exam Time
English Language	30	30	20 minutes
Reasoning Ability	35	35	20 minutes
Numerical Ability	35	35	20 minutes
Total	100	100	60 minutes

Exam Pattern- Phase 2

• NIACL Administrative Officer main exam is divided into two sections: objective and descriptive, and the candidate has to clear each section separately.
• The duration of the objective type question paper is 2 hours and the duration of the descriptive question paper is 30 minutes.
• It will have 200 multiple choice questions and 2 essay/letter writing questions.
• The descriptive exam is conducted in English language only.
• There is negative marking of ¼ marks for each wrong answer.

Objective Test

Phase 2 [Generalist]

Subjects	No. of Questions	Maximum Marks	Exam Time
Reasoning Ability	50	50	40 minutes
English Language	50	50	40 minutes
General Awareness	50	50	30 minutes
Quantitative Aptitude	50	50	40 minutes
Total	200	200	150 minutes

Phase 2 [Specialists]

Subjects	No. of Questions	Maximum Marks	Exam Time
Reasoning Ability	40	40	30 minutes
English Language	40	40	30 minutes
General Awareness	40	40	25 minutes
Quantitative Aptitude	40	40	30 minutes
In Specialist stream, an additional test to assess technical& professional knowledge in the relevant discipline	40	40	35 minutes
Total	200	200	150 minutes

Descriptive Test

Section	Marks	Duration
Letter Writing	10 marks	30 minutes
Essay Writing	20 marks

Prelims Syllabus (Phase 1)

English Language	Quantitative Aptitude	Reasoning
Reading Comprehension Cloze Test Fill in the blanks Multiple Meaning / Error Spotting Paragraph Complete / Sentence Correction Para jumbles MiscellaneousQuantitative	Simplification Ratio & Proportion, Percentage Number Systems Profit & Loss Mixtures & Alligations Simple Interest & Compound Interest & Surds & Indices Time & Distance Work & Time Sequence & Series Permutation, Combination & Probability. Data Interpretation Mensuration – Cylinder, Cone, Sphere	Coded Inequalities Seating Arrangement Puzzle Tabulation Logical Reasoning Ranking/Direction/Alphabet Test Data Sufficiency Syllogism Blood Relations Input-Output Coding-Decoding Alphanumeric Series

Mains Syllabus (Phase 2)

Reasoning Ability	Quantitative Aptitude	General Awareness	English Language
Coded Inequalities Seating Arrangement Puzzle Tabulation Logical Reasoning Ranking/Direction/Alphabet Test Data Sufficiency Syllogism Blood Relations Input-Output Coding-Decoding Alphanumeric Series	Simplification Ratio & Proportion, Percentage Number Systems Profit & Loss Mixtures & Alligations Simple Interest & Compound Interest & Surds & Indices Time & Distance Work & Time Sequence & Series Permutation, Combination & Probability. Data Interpretation Mensuration – Cylinder, Cone, Sphere English Language Reading Comprehension Cloze Test Fill in the blanks Multiple Meaning / Error Spotting Paragraph Complete / Sentence Correction Para jumbles Miscellaneous	Current Affairs Summits Books & Authors Awards Sports Defence National Appointment International Obituary etc Banking Awareness Indian Financial System History of Indian Banking Industry Regulatory Bodies Monetary & Credit Policies Budget Basics and Current Union Budget International Organisation / Financial Institutions Capital Market & Money Market added in NIACL AO Syllabus Government Schemes Abbreviations and Economic terminologies Other important concepts Abbreviations and Economic terminologies Other important concepts	Reading Comprehension Cloze Test Fill in the blanks Multiple Meaning / Error Spotting Paragraph Complete / Sentence Correction Para jumbles MiscellaneousQuantitative

Syllabus for Professional Knowledge

1. Risk Engineers

Educational Background: Graduation/Post-grad in any Engineering discipline. Indicative Syllabus:

• Basics of Risk Assessment & Management
• Engineering Fundamentals (Mechanical, Civil, Electrical basics)
• Industrial Safety Standards
• Insurance Risk Evaluation Techniques
• Project Management Principles
• Probability & Statistics
• Environment, Health & Safety (EHS) Norms
• Current affairs related to Infrastructure and Engineering Sector

2. Automobile Engineers

Educational Background: B.E./B.Tech/M.E./M.Tech in Automobile Engineering OR Any Engineering + Diploma in Automobile Engg. Indicative Syllabus:

• Vehicle Dynamics & Design
• Automobile Systems: Engine, Transmission, Braking, Suspension
• Automotive Materials & Manufacturing
• Fuel Systems & Emissions
• Basic Thermodynamics and Fluid Mechanics
• Insurance Survey Practices for Motor Claims
• Motor Vehicles Act & Motor Insurance Basics
• Accident Analysis and Estimation

3. Legal Specialists

Educational Background: LLB or LLM. Indicative Syllabus:

• Indian Constitution & Legal Framework
• Contract Act, Company Law, Insurance Laws
• Law of Torts & Consumer Protection Act
• Civil and Criminal Procedures
• Legal Drafting & Interpretation
• Labour & Industrial Laws
• IRDAI Guidelines and Insurance Regulations
• Case Law Analysis

4. Accounts Specialists

Educational Background: CA/ICWA/MBA Finance/PGDM Finance/M.Com. Indicative Syllabus:

• Accounting Principles & Standards (AS, Ind-AS)
• Cost Accounting and Management Accounting
• Auditing Practices
• Financial Management & Ratios
• Direct and Indirect Taxes
• Financial Reporting and Analysis
• IFRS and Corporate Governance
• Basics of Insurance Accounting

5. AO (Health)

Educational Background: MBBS/MD/MS/BDS/MDS/BAMS/BHMS. Indicative Syllabus:

• Human Anatomy & Physiology
• General Medicine & Surgery (Basics)
• Pharmacology & Pathology
• AYUSH System (for BAMS/BHMS)
• Medical Terminologies
• Health Insurance Products & Terminologies
• IRDAI Regulations in the Health Sector
• Underwriting & Claims in Health Insurance

6. IT Specialists

Educational Background: B.E./B.Tech/M.E./M.Tech in IT/Computer Science OR MCA. Indicative Syllabus:

• Computer Networks & DBMS
• Software Engineering & SDLC
• Programming Languages (C++, Java, Python Basics)
• Operating Systems
• Data Structures & Algorithms
• Cyber Security & Cryptography
• Cloud Computing & Web Technologies
• Basics of Insurance IT Systems

7. Business Analysts

Educational Background: Statistics, Mathematics, Actuarial Science, Data Science, or Business Analytics. Indicative Syllabus:

• Probability & Statistical Methods
• Regression Analysis, Hypothesis Testing
• Data Interpretation & Visualisation
• Basics of Data Science (ML/AI Concepts)
• Business Forecasting Techniques
• Actuarial Modelling Basics
• Insurance Data Metrics
• SQL & Excel Analytics Basics

8. Company Secretary

Educational Background: ACS/FCS + Graduation/Post-grad. Indicative Syllabus:

• Company Law & Corporate Governance
• SEBI Laws and Listing Regulations
• Secretarial Standards and Compliance
• Mergers, Acquisitions & Restructuring
• Corporate Filing, Reporting, and ROC Requirements
• IRDAI Corporate Governance Guidelines
• Legal Drafting and Ethics
• Insurance Company Board Regulations

9. Actuarial Specialists

Educational Background: Graduate/Post-grad + 4 Papers Cleared from IAI or IFoA (including CM1). Indicative Syllabus:

• Actuarial Mathematics
• Financial Mathematics (CM1)
• Probability and Statistical Techniques
• Life and General Insurance Principles
• Risk Modelling and Evaluation
• Insurance Product Pricing
• Reserving and Solvency Concepts
• Excel/Actuarial Tools Usage (R, Excel, Prophet basics)

NIACL Administrative Officer Recruitment 2025: How to Apply

• Visit the official website of New India Assurance Company Limited (NIACL). Candidate Can Apply Between 07 August 2025 to 30 August 2025.
• Candidate Read the Official Notification Before Applying in “NIACL Administrative Officer Recruitment 2025“.
• Kindly Check and Collect the All Document – Eligibility, ID Proof, Address Details, Basic Details.
• Kindly Ready Scan Document Related to Recruitment Form – Photo, Sign, ID Proof, etc.
• Before Submit the Application Form Must Check the Preview and All details Carefully.
• Take A Print Out of Final Submitted Form.

Some Useful Important Links

Main Exam Syllabus	Click Here
Apply Online	Click Here
Official Website	Click Here
Age Calculator tool	Click Here
More Recruitments	Click Here